First Party Property Insurance

Get the compensation you deserve

What is a first party insurance claim?

Whenever you file a claim with your own insurance company, it is known as a first party claim.

First party insurance claims are often filed after your property is damaged during a natural disaster, such as a hurricane. They can also occur following damage from fire, flood, broken pipes, vandalism, theft, and several other circumstances.

Sustaining property damage can be a life-changing experience. In addition to the emotional impact of losing your home, managing the aftermath typically comes with expensive repairs and difficult changes to your personal life. The process of restoring your home to its pre-loss condition is never easy, but it’s often made even harder by your insurance company.

While you might think your insurance company has your best interests in mind, they are constantly looking for ways to minimize the amount of money they need to pay in order to settle your claim.

Even if you have consistently paid your premiums for years, many times, insurance companies will unfairly undervalue, delay, or even outright refuse to cover your claim. 

Your insurance company is supposed to be there when you need them most, but oftentimes, they can be the only thing standing in the way of getting your life back on track. The good news is you are not defenseless. 

At Feldman & Lopez, we’ll stand up to your insurance company and make sure you get the compensation you deserve. 

Our team of property insurance specialists will prove why you deserve more money for repairs, and seek every legal remedy to make sure your property is restored to its pre-loss condition. 

With Feldman & Lopez, you can rest assured that where there is a warranted recovery, we will deliver.

You are not alone

How we can help

If you have suffered property damage and had your insurance claim underpaid, denied, or not dealt with in an ethical manner, you are entitled to file a lawsuit.

At Feldman & Lopez P.A., our attorneys have vast experience challenging insurance companies, and understand the deceptive tactics they sometimes use to avoid compensating policyholders fairly.

Clients of Feldman & Lopez can be certain their case will be handled diligently and aggressively, ensuring you receive the best possible outcome for your claim.

What We'll Do

  • Investigate the extent of your property damage
  • Obtain visual evidence
  • Negotiate with the insurance company on your behalf
  • Make an inventory of your property loss and furnishings
  • Document expenses you've incurred related to your property damage

We work to ensure that:

  • We are always accessible to our clients
  • We promptly return all phone calls and emails
  • Our clients have the best possible understanding of their rights
  • We help clients navigate complex legal issues
  • We focus on fulfilling the specific needs of our clients

We represent restoration companies. 

Restoration companies can be true heroes after a home has been damaged. By taking swift action to protect properties following a natural disaster or accident, restoration companies save both homeowners and insurance companies thousands or even millions of dollars in additional repairs.

Restoration companies are typically hired by policyholders, but collect their fees directly from insurance companies after receiving an assignment of benefits agreement from a property owner. While restoration companies typically act quickly in order to perform their job as effectively as possible, insurance companies do not always share that same philosophy in paying assignment of benefit claims. In addition to lacking responsiveness, insurance companies often undervalue, delay, or outright refuse to cover these claims. This can cause serious disruptions to restoration companies, and interrupt their ability to operate effectively as a business. 

At Feldman & Lopez, we help restoration companies collect on unpaid invoices from the insurance company.

Important note for homeowners: If you have sustained property damage and are planning to hire a restoration company, make sure to contact us as soon as possible in order to ensure your insurance company is prepared to handle your claim ethically and responsively. 

Ready to file a first party insurance claim?

Get in touch by filling out this simple form